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🏷 Coupon & Cashback Calculator

Stack a sale, coupon, cashback, and loyalty points to find your true final price and total savings.

Deal Inputs
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pts
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How Deal Stacking Works

Stacking discounts means applying multiple savings mechanisms to the same purchase. The order matters — each discount typically applies to the running price, not the original.

This calculator applies discounts in the most common merchant order: sale price first (reduces the original price), then the coupon is applied to the post-sale price, and finally cashback is calculated on the amount you actually pay at checkout.

Loyalty points are treated as earned rewards on the final checkout price, then converted to a dollar value using your points-to-dollar rate.

Sale + Coupon

Most retailers apply coupon codes to the sale/current price, not the original MSRP. Always check the terms.

Cashback portals

Cashback is usually calculated on the final price paid (after all discounts), not the pre-discount price.

Credit card cashback

Credit card rewards apply to your charged amount. Stack these on top of portal cashback for maximum savings.

When stacking beats a single deal

Even a small cashback rate adds up significantly over time. A 5% discount + 5% cashback yields ~9.75% total — better than either alone.