RSU Value Calculator
Calculate your vesting schedule, total share value, and understand RSU taxation.
How RSUs Work & Are Taxed
What are RSUs?
Restricted Stock Units (RSUs) are a form of equity compensation where your company promises to grant you shares of stock once a vesting schedule is met. Unlike stock options, RSUs have value as long as the stock price is above $0.
How RSUs are taxed
RSUs are taxed as ordinary income at the time of vesting — not when they are granted. The taxable amount is the fair market value of the shares on the vest date. Your employer will typically withhold taxes automatically, often selling a portion of your vested shares to cover the tax bill (called "sell-to-cover").
The 4-Year / 1-Year Cliff
The most common vesting schedule is 4 years with a 1-year cliff. You receive 25% of your grant after 12 months (the cliff), then the remaining 75% vest monthly over the following 36 months. If you leave before the cliff, you vest nothing.
Projected price
The projected price column lets you model what your RSUs could be worth if the stock appreciates. This is purely hypothetical — actual future prices are unknown.