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Total Compensation Calculator

Compare two job offers side by side — salary, bonus, RSUs, 401k match, and benefits — to find your true annual comp in Year 1 and Year 4.

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How to Evaluate Total Compensation

Base salary is just the starting point

Base salary is predictable and guaranteed, but at many tech companies it represents less than half of total compensation. A lower base with a higher RSU grant can result in significantly higher total comp — especially if the stock appreciates.

RSUs: grant vs. refresh

An initial RSU grant typically vests over 4 years. Annual refreshes are new grants given each year and they stack — so a $50K annual refresh by Year 4 means you have multiple vesting tranches simultaneously. This is why Year 4 comp at a company with strong refreshes often far exceeds Year 1 comp.

Signing bonus clawback

Many signing bonuses must be repaid if you leave within 1–2 years. Amortize the signing bonus over its clawback period, not just Year 1, to get a fair picture. If there's a 2-year clawback, it's effectively $0 in Year 3+.

401k match

Employer 401k matching is pre-tax money with immediate 100% return on the matched portion. A 4% match on a $150K salary = $6,000/year in free money — equivalent to several thousand in gross salary.

Benefits value

Employer-paid health insurance, dental, vision, HSA contributions, gym stipends, and commuter benefits all have real dollar value. A plan that costs $800/month on the open market, paid by your employer, is worth $9,600/year in after-tax compensation.